Broker Check

Process

First, we assist you in completing an in-depth, confidential client profile in order to determine your goals, time horizon and risk tolerance.

We have been a fiduciary since 1994 and must do what is in your best interest.

Then, we develop a customized investment strategy based upon your investment and risk profile. We encourage you to review your estate plan and beneficiaries regularly.

Depending on your investment strategy, we may invest your assets in equities, bonds, real estate investment trusts (REITs), no-load mutual funds and/or exchange traded funds (ETFs) or no-load annuities, for managed portfolios.

We will diversify and re-balance your managed portfolio quarterly, annually or as needed.

OIA will send quarterly reports illustrating unrealized gains or losses for each investment and their estimated annual income.

Fidelity Investments is the custodian for your portfolio assets. You will have online access to your Fidelity accounts. And you will also receive regular statements, trade confirmations and annual 1099s/1098s from them.  These forms are available for ten years at fidelity.com.

Depending on your other financial needs, we refer you to trusted, board certified estate planning attorneys, independent low load insurance representatives and CPA referrals.

Helping People Grow and Preserve Their Wealth since 1994...

Orser Investment Advisors, Inc. works with the Institutional arm of Fidelity Investments. NFS (National Financial Services LLC). Fidelity is a well known custodian with NET EQUITY protection for each account. SIPC Insurance is insured up to $500,000 (www.sipc.org). Coverage for up to $250,000 on cash balances is included in the $500,000 SIPC limit. Fidelity has arranged to provide additional excess of SIPC coverage of $1 billion.  There is no per customer dollar limit on coverage of securities, but there is a per customer limit of $1.9 million in coverage for cash awaiting investment.  This is the maximum excess SEPC protection currently available in the brokerage industry.  Our selection of Fidelity as your custodian brings you strength, stability and protection you need to help you meet your goals.  Our firm, OIA, working together with Fidelity's advanced brokerage platform and comprehensive asset protection, provides a solid foundation to help us safeguard your securities and help you achieve your financial objectives.

Neither SIPC nor coverage in excess of SIPC protects clients against any decline in the market value of their investments.

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